After four months, we mail you a notice. The notice will be sent to the address that you have provided. On the notice we inform you of the date by which you will either pay off your agreement and retrieve your item(s) or pay the interest and other amounts due and renew your agreement for an additional four-month period. Please note that it is important that if you want your items you would need to respond to the notification by the date indicated or the item that secured your loan can be foreclosed upon.
The benefits of choosing V.L.C. are numerous. First, your interactions are strictly confidential and private. Next, the offices of V.L.C are classy and comfortable. You will be very pleasantly surprised by our friendly staff and inviting environment. Additionally, our staff consists of experienced jewelry, timepiece, precious metal and coin appraisers. So we are experienced at analyzing the value of your collateral.
What this means to you is that many collateral lenders are inexperienced at asessing value. So they tend to compensate their lack of certainty by adding in a large margin of safety and, thus, they pay much less for the collateral than would otherwise be available at VLC. At VLC, our years of experience at analyzing value gives us an edge such that we will quite often be willing to lend more than one may be willing to elsewhere. We generally tell you the value and then explain how we have arrived at the value of your items. We explain the valuation in a way that you can clearly understand such that you will feel that the valuation is fair and just.
That being said, since the interest rate that pawnbrokers charge for loans under $2,500 is established by the state of California, wouldn’t you rather come to a safe place with a professional, private atmosphere where you can feel relaxed and at ease? Moreover, with VLC you can obtain loans of any size. Even extremely large loans are available, given sufficient security. So, our vast experience in appraising values is even more of a reason to utillize the services of VLC for larger borrowing needs. This is because you can feel assured that you will receive a fair and adequate compensation.
VLC was originally established in 1957. Our management insists that our clientele be handled with understanding, kindness, and dignity.
Nearly everyone has times in their lives when they need a financial helping hand. When that need arises, Valencia Loan is here to support you. |
